Privacy Policy
Last Updated: Nov,10, 2025
Website: https://creditbuildingprofessionals.net
Company: Credit Building Professionals (“CBP”, “we”, “us”, “our”)
Introduction
Credit Building Professionals is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website or use our services. By accessing creditbuildingprofessionals.net or providing information to us, you agree to the practices described in this policy.
Information We Collect
Information you provide directly:
- Name, email address, phone number, mailing address
- City, state, and any details you include in messages or forms
- Credit-related information you choose to share with us during consultations
Financial/credit information (with your authorization):
- Credit reports and credit bureau data
- Documentation necessary to assist with disputes or credit-building services
Information collected automatically:
- IP address, device and browser type
- Pages visited, time on site, referring URLs
- Cookies and similar technologies (see “Cookies & Tracking”)
How We Use Your Information
- Provide, operate, and improve our credit repair, credit building, and loan-readiness services
- Respond to inquiries and communicate about your account or requests
- Verify identity, prevent fraud, and maintain security
- Analyze site performance and enhance user experience
- Send educational or promotional communications (you may opt out at any time)
- Comply with applicable laws, regulations, and legal processes
We do not sell your personal information.
Legal Basis and Our Role
We process personal information with your consent, to perform a contract at your request, to comply with legal obligations, and for our legitimate interests in operating and improving our services. We are a credit services provider and are not a consumer reporting agency.
Sharing Your Information
- With your consent: When you authorize us to communicate with credit bureaus, creditors, or referral partners on your behalf.
- Service providers: Trusted vendors that support our operations (e.g., secure hosting, CRM, communications). They are obligated to protect your data and use it only as instructed.
- Referral/partner connections: At your request, we may connect you with independent mortgage, auto, or financial partners.
- Legal and safety: To comply with law, court orders, or to protect rights, safety, and security.
We do not rent or sell your personal information to third parties for their own marketing purposes.
Data Security
We use administrative, technical, and physical safeguards designed to protect personal information, including encrypted transmission where appropriate, access controls, and secure storage. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Data Retention
We retain personal information for as long as necessary to fulfill the purposes described in this policy, including providing services, complying with legal obligations, resolving disputes, and enforcing agreements. When no longer needed, information is deleted or anonymized in accordance with our retention practices.
Your Choices & Rights
Depending on your location and applicable law, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information, subject to legal exceptions
- Opt out of marketing communications
- Limit or object to certain processing activities
To exercise your rights, contact us using the information in “Contact Us.” We may need to verify your identity to process requests. Authorized agents may submit requests when permitted by law and with valid authorization.
Cookies & Tracking
We use cookies and similar technologies to operate our website, remember preferences, and analyze traffic. You can adjust cookie settings in your browser. Disabling cookies may limit certain features or functionality.
Children’s Privacy
Our website and services are intended for individuals 18 years and older. We do not knowingly collect personal information from children under 18. If we learn that a minor has provided personal information, we will delete it.
CROA & FCRA Compliance
We comply with the Credit Repair Organizations Act (CROA) and applicable provisions of the Fair Credit Reporting Act (FCRA). We do not make false or misleading claims about credit improvement, and we do not charge for services before they are performed. We are not a lender or a consumer reporting agency and do not make credit decisions.
State-Specific Notices
Residents of certain U.S. states may have additional privacy rights (for example, regarding access, deletion, portability, or opt-out preferences). We honor applicable state privacy laws. To make a request, use the “Contact Us” details below.
Third-Party Links
Our website may include links to third-party websites or services. We are not responsible for the privacy practices of those third parties. Please review their privacy policies before providing personal information.
International Visitors
Our services are intended for U.S. residents. If you access our website from outside the United States, you understand that your information may be processed in the U.S., where privacy laws may differ from those in your jurisdiction.
Changes to This Policy
We may update this Privacy Policy from time to time. The “Last Updated” date at the top of this page reflects the effective date of the most recent version. Continued use of the website after changes means you accept the updated policy.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:
Credit Building Professionals
Email: info@creditbuildingprofessionals.net
Phone: +1 404-302-7566
Mailing Address: 800 Battery Ave SE, Atlanta, GA 30339